Sunday, September 28, 2014

Move money from a 401k to a Roth Solo 401k



http://www.mysolo401k.blogspot.com/2012/05/what-is-solo-401k-commonly-called.html

QUESTION: I understand I can move money from a normal 401k – including my self-directed one – into a Roth , pay taxes on the monies transferred now, then use that Roth for traditional investments. Is there a way to do the same but not be bound by common investing (stocks, brokerage houses, etc) within that Solo 401k Roth? The investment I have in mind is buying shares in a new company, but the shares are unregistered, non-traded, non-public company shares, which I plan to do with my Solo401k if I cannot find a way to do it within a Roth. (I have done this with my Solo401k in another company for restricted stock shares but that company is Exchange listed and their shares trade on the OTC, as my shares can after the vesting period expires – so a different situation.)

ANSWER: Yes just like Roth 401k funds can be invested in publicly traded companies, the Roth solo 401k may also be invested   in private company shares. The following procedure sheds light on investing in private shares.  The same procedure applies to investing a pretax solo 401k in private company shares.


Thanks,

Linda in Minnesota

No comments:

Post a Comment