Sunday, December 1, 2013

Make solo 401k contribution after filing form 1040 tax return and claiming solo 401k contribution


http://www.mysolo401k.net/
 
QUESTION: Suppose I file my tax return in January and report that $20K to my solo 401k.  Can I wait until April to deposit the $20K into the 401K?
 

ANSWER: The contribution rules require that solo 401k contribution is made by the time the solo 401k owners files his or her  ax return plus any extensions, so based on your example, the $20K contribution would have to be made in January. See publication 560 for more information.

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