Sunday, September 15, 2013

Solo 401k non-recourse loan for renovation expenses


QUESTION: If  we have to make renovations to properties owned by the solo 401k, can I write out a check straight to them from the 401K Trust.  Can I get a non-recourse loan to help with the renovations?

ANSWER: Correct that real property renovation expenses must be paid with funds from the solo 401k because it is a solo 401k owned asset. No you can not get a non-recourse loan to cover real-estate-renovation expenses. Reason being, a non-recourse loan is employed for the purchase of a property not for covering renovation expenses.

Gary in New Mexico

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