Monday, December 31, 2012

Can I transfer over my SEP money to my solo 401k?




QUESTION: Can I transfer over my SEP money to my solo 401k and I have a self directed IRA that bought land, can that be transferred over.

Thank you,
PR

ANSWER: Yes the rules permit the transfer of SEP IRA and Traditional IRA to a Solo 401k plan. Further, you can transfer the self-directed IRA assets in-kind to your Solo 401k. Therefore, you won’t need to sell your IRA owned land first.

Most Solo 401k providers including our company will prepare the SEP and self-directed IRA transfer forms and list the real estate assets to be transferred in-kind to ensure the real estate is not first liquidated.  

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